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    2017山东养老金上调最新消息:基础养老金上调5.5%,550万企事业退休人员受益!(附:养老金计算方法)

    2017山东养老金上调最新消息:基础养老金上调5.5%,550万企事业退休人员受益!(附:养老金计算方法)

      养老金调整在每年都会进行,针对每年不同的养老金调整幅度,各省针对养老金的政策改革也会有所不同,山东生省养老金调整目前已经开始落实,具体的山东养老金又是如何调整的呢?

      据263理财财富网小编了解到,山东养老金调整正在逐步落实中,目前先按照2016的执行。

      人社部、财政部近日共同印发《关于2017年调整退休人员基本养老金的通知》,决定从今年1月1号开始,提高退休人员基本养老金水平5.5个百分点。预计此次调整,共将惠及1亿多退休人员。

      此次调整,同步提高企业和机关事业单位退休人员养老金,预计惠及8500多万企业退休职工和1700多万机关事业单位退休人员。

      人社部社会保障研究所所长金维刚:定额调整,主要指同一地区上调标准基本一致,体现公平性;挂钩调整,主要是在职期间多缴费、长缴费的退休人员可以相应多增加一些养老金,提现激励机制。

      2005年到2014年,我国连续11年以超过10%的幅度上调企业退休人员养老金,去年总体涨幅在6.5%左右。

      针对今年再降调整幅度,人社部社会保障研究所所长金维刚说,2016年全国居民消费价格指数仅同比上涨2%,低于预期上涨3%的预测指标,属于温和通胀范围,反映了物价水平得到有效控制并保持基本平稳。

      “同时,去年1至3季度职工平均工资增长幅度大致在6.3%,增幅继续减缓;去年我国GDP增速为6.7%,与上年的6.9%相比有所下降。”金维刚说,“因此今年退休人员基本养老金的总体调整水平确定为比上年增长5.5%左右是比较合理的。”

      金维刚特别强调,“5.5%左右”的调整水平是企业和机关事业单位全部退休人员待遇调整的总体人均水平,而不是说企业和机关事业单位退休人员分别以各自人均养老金水平为基数、都按照5.5%的比例调整,更不是每个退休人员都按5.5%增加养老金。

      同时,由于各地经济发展水平存在差异,各地区之间、企业与机关事业单位之间的具体调整办法可能会存在一定差异。具体到每一位退休人员,由于缴费(工作)年限和养老金水平不同等原因,实际的调整水平也会存在一定差异。

      据统计,2016年是山东省自2005年以来连续第十二次调整企业退休人员养老金,也是机关事业单位建立养老保险制度后第一次与企业同步调整退休人员待遇。

      以下是263理财财富网小编为您整理的养老金计算方法:

      养老金=基础养老金+个人账户养老金

      个人账户养老金=个人账户储存额÷计发月数(50岁为195、55岁为170、60岁为139,不再统一是120了)基础养老金=(全省上年度在岗职工月平均工资+本人指数化月平均缴费工资)÷2×缴费年限×1%=全省上年度在岗职工月平均工资(1+本人平均缴费指数)÷2×缴费年限×1%

      注:本人指数化月平均缴费工资=全省上年度在岗职工月平均工资×本人平均缴费指数